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Rose MCM cover
Money and Capital Markets: Financial Institutions and Instruments in a Global Marketplace, 8/e
Peter Rose, Texas A & M University
Consumer Lending and Borrowing

Chapter Objectives


You will see the vital role played by consumers—households (individuals and families)—in supplying loanable funds through saving to the money and capital markets.

You will learn about the important role consumers play as major borrowers of funds within the financial system.

You will explore the principal characteristics and unique features of consumer lending institutions, including banks, credit unions, and finance companies.

You will learn what your rights are under U.S. law as a consumer of financial services, including the right to know (disclosure), the right to privacy, and the right to be served without illegal discrimination.




McGraw-Hill/Irwin




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