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ABC model  A model of human behavior in which an activating event (A) triggers an irrational belief (B), which then triggers negative behavioral consequences (C).
ABCDE method  An approach to coping with negative thoughts and feelings by disputing (D) the irrational beliefs that trigger them and exchanging them (E) for more positive ones.
accomplishment  Anything completed through effort, skill, or persistence.
accuracy  Factual truth.
activating event  In the ABC model, a negative event that triggers an irrational, self-destructive belief.
active listening  Listening with understanding and paying close attention to what is being said.
adapting  Being flexible to change.
aerobic exercise  Sustained, rhythmic physical activity that causes a temporary increase in heart and breathing rate.
affirmation  A positive self-statement that helps a person think of himself or herself in a positive, caring, and accepting way.
aggression  Behavior intended to harm or injure a person or object.
all-or-nothing thinking  A cognitive distortion in which people view issues as black and white, with no shades of grey in between.
anaerobic exercise  High-intensity exercise that strengthens muscles and involves short bursts of intense exertion.
anger  A strong feeling of displeasure, resentment, or hostility.
antibodies  Proteins produced by the immune system to fight disease.
anxiety  A generalized feeling of worry and nervousness that does not have any specific cause.
assertiveness  Standing up for one’s rights without threatening the self-esteem of the other person.
attending  An active listening skill that involves being focused, alert, and open to receiving information.
attitude  A belief or opinion that predisposes people to act in a certain way.
autonomic nervous system (ANS)  The part of the nervous system that monitors and controls most involuntary functions, including heartbeat and sweating.
autonomy  Freedom of choice, independence, and the chance to exercise independent judgment.
avoidance  An unwillingness to face uncomfortable situations or psychological realities.
behavior  Anything that people think, feel, or do.
belongingness  Fulfilling relationships with others.
biofeedback  A treatment technique that uses electronic instruments to measure and display information about a patient’s bodily processes (such as heartbeat) in order to help the patient gain greater control over them.
blind self  In the Johari window, information that other people can see about a person, but that the person cannot see about him- or herself.
body image  How a person thinks and feels about his or her body and appearance.
body language  Facial expressions, posture, and gestures.
breadth  1. In critical thinking, the degree to which a statement considers other arguments and points of view. 2. In relationships, the number of topics one discusses with another person.
budget  A money management plan that specifies how a person will spend his or her money during a particular period.
catastrophizing  Dramatically exaggerating the negative consequences of any minor event.
channel  The medium in which a message is delivered.
clinical psychologist  A psychologist who diagnoses and treats individuals with emotional disturbances.
closed question  A question worded in a way that elicits only a one- or two-word answer.
cognition  Mental processing of information in any form.
cognitive distortion  A self-critical, illogical pattern of thought.
cognitive therapy  A technique of psychotherapy based on the idea that the way we think affects how we feel.
collective identity  The sum of the social roles an individual plays and the social groups to which he or she belongs.
collectivism  A philosophy that values group goals over individual goals and defines a person’s identity more through group identifications than through personal attributes.
comfort zone  The place in the mind where a person feels safe and knows that he or she can succeed.
committed time  Time devoted to school, work, family, volunteering, and other activities that relate to short-term and long-term goals.
communication  The process of giving or exchanging messages.
competence  The ability to do something well.
complaint  The sharing of distress, discomfort, or worry with another person.
conditional positive regard  Love and acceptance of a person, particularly a child, on the condition that he or she behave in a certain way.
conflict  1. Disagreement that occurs when individuals or groups clash over needs, values, emotions, or power. 2. Indecision that occurs when no option is significantly more attractive than the others.
conformity  A change in behavior caused by a desire to follow the norms of a group.
conscious mind  The part of the brain that controls the mental processes of which one is aware.
consciousness  Awareness of the sensations, thoughts, and feelings one is experiencing at a given moment.
consensus  Agreement by most, but not all, members of a group.
consequences  In the ABC model, negative feelings and behaviors that result from irrational beliefs.
constructive criticism  Criticism that focuses on specific behavior and that usually mentions positive points and offers suggestions for improvement.
context  The time and place of communication.
coping  Facing up to unpleasant or threatening situations.
coping skills  Behaviors that help a person deal with stress and other unpleasant situations.
cortisol  A steroid hormone that regulates metabolism and blood pressure and that is released into the bloodstream during times of stress.
credit  A sum of money a person can use before having to pay back the lender.
credit record  A log of the financial habits of a person who buys on credit.
critical thinking  Active, self-reflective thinking.
criticism  Any remark that contains a judgment, evaluation, or statement of fault.
cultural awareness  Ability to recognize the ways in which cultures differ and how these differences affect cross-cultural interactions.
culture  The behaviors, ideas, attitudes, and traditions shared by a large social group and transmitted from one generation to the next.
debit card  A plastic bank card that can be used both as an ATM card and as a credit card.
debt  1. Money owed to a lender. 2. The state of owing money to a lender.
decision  A reasoned choice among several options, or possible courses of action.
decision-making process  A logical series of steps to identify and evaluate options and arrive at a good choice.
deindividuation  A state of reduced inhibition and self-awareness that can lead group members to do things they would never do alone.
denial  The unhealthy practice of reducing anxiety by ridding the mind of painful thoughts and feelings.
depression  An illness characterized by profound feelings of sadness, hopelessness, and helplessness.
depth  1. In critical thinking, the degree to which a statement digs below the surface to consider the substance of the issue. 2. In relationships, the importance and self-relevance of the topics one discusses with another person.
desire  A conscious drive to attain a satisfying goal.
despair  An unpleasant feeling of hopelessness and defeat.
destructive criticism  Criticism that addresses a person’s attitude or some other aspect of him- or herself instead of focusing on specific behavior.
discretionary expenses  Lifestyle expenses that are rewarding but not strictly necessary.
discretionary time  Time that can be used however one wishes.
discrimination  The act of treating a person or group differently based on a characteristic.
disgust  A negative feeling of aversion or repulsion toward someone or something.
dispute  To confront irrational beliefs with the reality of the situation.
distress  Stress caused by negative events that produces negative physical and emotional effects.
diversity  Variety.
downward comparison  A type of social comparison that involves comparing oneself to people who are less successful in a certain area.
dream  An aspiration, hope, or vision of the future that gives one’s life direction.
80/20 rule  The theory that the relationship between input and output, or effort and results, is not balanced.
embarrassment  An unpleasant feeling that occurs when a person believes that others have found a flaw in him or her.
emotion  A subjective feeling that is accompanied by physical and behavioral changes.
emotional awareness  The process of recognizing, identifying, and accepting one’s emotions.
emotional reasoning  A cognitive distortion in which people believe that whatever they feel is true must really be true.
emotional support  The giving of trust, empathy, caring, love, concern, and unconditional approval.
empathy  Awareness of and sensitivity to the feelings, thoughts, and experiences of others.
encouraging  An active listening skill that involves showing a desire to listen.
endorphins  Proteins in the brain that act as natural painkillers.
escape response  A behavior used to avoid dealing with a problem.
esteem  1. (v.) To appreciate the value or worth of a person or thing. 2. (n.) Appreciation and high regard.
ethics  The principles one uses to define acceptable behavior and decide what is right and wrong.
eustress  Stress caused by positive events that provides a surge of energy.
external obstacle  A barrier caused by factors in the outside world, such as a person or an event.
extrinsic  External.
extrinsic goals  Goals related to looking good to others, earning a reward, or avoiding negative consequences.
extrinsic motivation  Motivation that comes from outside.
facial expressions  A type of body language involving movements of the mouth, the eyebrows and forehead, and the eyes.
failure  An unwanted outcome.
fear  An unpleasant feeling of anxiety caused by the anticipation of danger.
feedback  In communication, the receiver’s response to the sender’s message.
filtering  A cognitive distortion in which people block positive inputs and focus on negative ones.
finance charges  Fees that are charged by lenders, usually based on the amount of money owed.
finances  Monetary resources.
fixed committed expenses  Necessary expenses that are the same from month to month.
framing effect  The decision-making bias that results from the way a decision, question, or problem is worded.
gender  The set of characteristics used to define male and female.
gender bias  When someone is treated differently or unfairly due to one’s gender.
gender role  Society’s expectations of how males and females should think, feel, and act.
gestures  A type of body language involving movements of the arms, hands, legs, and feet.
goal  An outcome that a person wants to achieve and toward which he or she directs focused effort.
group  A set of people (usually three or more) who influence each other.
groupthink  A type of simplistic thinking used by group members when they are more concerned with maintaining a clubby atmosphere than with thinking critically.
guilt  A negative feeling that occurs when a person believes that his or her actions have harmed someone else.
habit  A behavior that has become automatic through repetition.
happiness  A state of well-being that comes from having a positive evaluation of one’s life.
hassles  Small, stress-causing annoyances of everyday life.
helpless thinking  A cognitive distortion in which people believe that their lives are not under their control.
hidden self  In the Johari window, information that a person knows about him- or herself but that he or she hides from other people.
hierarchy of needs  A diagram of the five central human needs arranged from the most basic to the most complex.
“I” statement  A statement about a problem that begins with the word I and that communicates feelings without blaming the other person for the problem.
ideal self  The person one wants to be or feels he or she ought to be.
identity  How a person chooses to define him or herself to the world.
imagination  The creative power of the mind.
important  Relating to one’s personal or work goals.
impulse  A sudden wish or feeling that can lead to unplanned and unwise actions.
impulse buying  Spending money on the spur of the moment, without planning.
incentive  A reward offered in order to motivate a person to do something.
income  All the money a person receives during a fixed period of time.
individual identity  The physical and psychological characteristics that distinguish an individual.
individualism  A philosophy that values individual goals over group goals and defines identity more through personal attributes than through group identifications.
inner critic  The critical voice that bombards people with constant negative self-talk.
instrumental support  The giving of resources such as money, labor, time, advice, and information.
intelligence  A set of abilities that enables a person to solve certain types of real-world problems.
interests  Personal preferences for specific topics or activities.
internal obstacle  A barrier caused by factors within oneself, such as perfectionism or low motivation.
interpersonal communication  One-on-one, usually face-to-face communication.
interpersonal relationship  A relationship between two people.
intimacy  A sense of closeness, caring, and mutual acceptance that comes from sharing one’s true inner self.
intrinsic  Internal.
intrinsic goals  Goals related to things that a person enjoys and that will help him or her grow as a person.
intrinsic motivation  Motivation that comes from inside.
irrational belief  A distorted, self-destructive idea or assumption that interferes with one’s thinking.
job-specific skill  The ability to do a specific task or job.
Johari window  A model of self-awareness and self-disclosure that shows the proportion of information about a person that he or she is aware of and that other people are aware of.
joy  A feeling of happiness one experiences following achievement of a goal.
judgmentalism  The habit of condemning people or things because they are not the way one thinks they should be.
knowledge  An understanding of facts or principles in a particular subject area.
label  A simplistic statement that people use to define who they are.
life coach  A professional motivator who helps clients identify their goals and make the changes necessary to lead a more rewarding life.
logic  The process of reasoning correctly and drawing the correct conclusions from the facts.
logos  Science, study; one of the two Greek roots of the word psychology.
loneliness  Sadness about being alone.
long-term consequences  The distant, often unpredictable results of an action.
long-term goal  A goal one plans to achieve in the more distant future.
love  A feeling of affection, devotion, or attachment toward someone.
magical thinking  Believing that one’s thoughts control events.
maintenance time  Time devoted to maintaining, or taking care of, oneself and one’s surroundings.
meditation  The practice of calming and emptying the mind by focusing on one particular element, such as a sound, a word, an image, or one’s breathing.
message  An expression of thought or feeling; the content of communication.
mind reading  A cognitive distortion in which people think bad thoughts about themselves and therefore assume that everyone else is doing the same.
mistake  Anything a person did in the past that he or she now wishes he or she had done differently.
money  A convenient medium of exchange used to pay for goods and services.
money management  The intelligent use of money to achieve one’s goals.
motivation  The force that moves a person to action.
need  Something a person must have in order to survive and thrive.
negative escape response  An escape response that makes a person feel better temporarily but that eventually makes the problem worse.
negative motivation  The drive to do something in order to avoid negative consequences.
negative thinking  Focusing on the flaws and problems in oneself, other people, and the world.
nervous system  A system of nerve cells that regulates behavior by transmitting messages back and forth between the brain and the other parts of the body.
neurons  Cells in the nervous system that transmit messages via chemical and electric signals.
nonverbal communication  The process of giving or exchanging messages without words.
norms  Standards or rules that define appropriate and inappropriate behavior in specific social positions and settings.
obstacle  Any barrier that prevents a person from achieving his or her goals.
open question  A question worded in a way that allows a broad range of responses.
open self  In the Johari window, information that a person knows about him- or herself and that he or she has no reason to hide from other people.
optimism  The tendency to expect the best possible outcome.
overgeneralizing  Drawing broad negative conclusions based on limited evidence.
paraphrasing  An active listening skill that involves restating the factual content of a speaker’s message.
parasympathetic nervous system  The part of the autonomic nervous system that calms the body after a stressful emergency situation.
passive-aggression  Indirect, disguised aggression toward others.
perfectionism  The belief that a person is only worthwhile if he or she is perfect.
persistence  The ability to go on despite opposition, setbacks, and occasional doubts.
personal digital assistant (PDA)  A small wireless electronic device that provides basic record-keeping tools, such as a to-do list and schedule.
personality  The relatively stable pattern of behavior that distinguishes one person from all other people.
personalizing  Assuming that everything has to do with oneself somehow.
pessimism  The tendency to expect the worst possible outcome.
positive escape response  An escape response that makes a person feel better and does not make the problem worse.
positive motivation  A drive to do something because it will help accomplish a goal.
positive stereotype  Positive but oversimplified beliefs about the attributes of a group and its members.
positive thinking  Focusing on what is good about oneself, other people, and the world.
possible selves  The person or persons we might realistically become in the future.
posture  A type of body language that involves the way a person carries him- or herself when sitting or standing.
precision  Exactness.
prejudice  A negative feeling or attitude toward a group that is based on oversimplified beliefs about that group.
pride  A positive feeling that occurs when a person achieves a personal success.
prioritize  To arrange in order of importance.
private self-consciousness  The tendency to be aware of the private, inward aspects of oneself.
probing  Asking for specifics from a person who has given a general or vague criticism.
procrastination  The habit of putting off tasks until the last minute.
progressive muscle relaxation  A stress-relief technique that involves tensing and relaxing muscle groups in sequence in order to reduce tension.
psyche  Mind; one of the two Greek roots of the word psychology.
psychologist  A person who studies human behavior with the goal of describing, predicting, explaining, and (in some cases) changing it.
psychology  The scientific study of human behavior.
public self-consciousness  The tendency to be aware of the aspects of oneself that are on display in social situations.
rational emotive behavior therapy (REBT)  An approach to coping with problems that focuses on uncovering people’s irrational beliefs and transforming them into rational, helpful ones.
receiver  In communication, the person who takes in, or receives, a message.
recreational shopping  The use of shopping, especially in malls, as a form of entertainment.
reflecting  An active listening skill that involves restating the emotional content of a speaker’s message.
regret  The feeling of wishing one had decided something differently.
relational identity  How an individual identifies him- or herself in relation to important others.
relationship  A meaningful connection with another human being.
resource  Something that is ready for use and can be drawn upon as needed.
responding  An active listening skill that involves giving constructive feedback.
responsibility  The ability to make independent, proactive decisions and to accept the consequences of them.
role modelQ  A person who has the qualities one would like to have.
sadness  A somber emotion of sorrow over a loss.
schedule  A chart showing dates and times by which tasks must be completed.
selective listening  The process of choosing what one wants to hear and ignoring the rest.
self  The sense of being a unique, conscious being.
self-acceptance  Recognition and acceptance of what is true about oneself.
self-actualization  Reaching one’s full potential and achieving long-term personal growth.
self-awareness  The process of paying attention to oneself.
self-blame  A cognitive distortion in which people blame everything on themselves, regardless of the real cause.
self-consciousness  The tendency to frequently think about and observe oneself.
self-defeating attitude  A negative attitude about oneself that leads to failure.
self-determination  Determining the path one’s life travels.
self-direction  The ability to set a well-defined goal and work toward it.
self-discipline  The process of teaching oneself to do what is necessary to reach important goals, without becoming sidetracked by bad habits.
self-disclosure  Communicating one’s real thoughts, desires, and feelings.
self-esteem  Confidence in and respect for oneself.
self-expectancy  A person’s belief that he or she is able to achieve what he or she wants in life.
self-handicapping  Creating obstacles to one’s own success in order to have a handy excuse for doing poorly.
self-honesty  The ability to see one’s own strengths and weaknesses clearly.
self-hypnosis  The practice of entering a state of reduced consciousness in order to make the subconscious mind receptive to positive messages.
self-image  All the beliefs a person has about him- or herself.
self-presentation  Altering one’s behavior to make a good impression on others.
self-talk  What people say or think to themselves about themselves.
sender  In communication, the person who translates a thought or feeling into a message and then sends that message to another person.
sex  The biological category of male or female.
shame  A negative feeling that occurs following a personal failure.
short-term consequences  The immediate, often predictable results of an action.
short-term goal  A goal with a specific plan of action to accomplish now or in the near future.
shyness  Anxiety in social situations that comes from worrying about what others will think of oneself.
skill  The ability to do something specific as a result of learning and practice.
social comparison  The practice of comparing one’s traits and accomplishments with those of others.
social role  A set of norms that defines how people are supposed to behave in a given social position or setting.
social support  Words and actions from other people that help a person feel valued, cared for, and connected to a community.
stereotype  A set of oversimplified beliefs about the attributes of a group and its members.
stress  A physical and psychological reaction to the demands of life.
stressor  Any cause of stress, such as a problem, challenge, or change.
subconscious mind  The part of the brain that controls the mental processes of which one is not actively aware.
success  Lifetime fulfillment that comes from creating a sense of meaning in one’s work and personal life.
sympathetic nervous system  The part of the autonomic nervous system that prepares the body for stressful emergency situations.
t’ai chi  An ancient Chinese martial art that increases balance and concentration through gentle, flowing movements and deep breathing exercises.
taboo  A cultural prohibition on saying, touching, or doing a certain thing.
time management  The planned, efficient use of time.
to-do list  A personal checklist of tasks and activities that need to be completed over the course of a certain period, such as a week.
trait  A disposition to behave in a certain way, regardless of the situation.
transferable skill  An ability that can be used in a variety of tasks and jobs.
trigger  A person or situation that provokes anger.
uncertainty  Not knowing what the consequences of a decision will be for oneself and others.
unconditional positive regard  Love and acceptance of a person, particularly a child, regardless of his or her particular behavior.
unknown self  In the Johari window, information that no one can see about a person, such as his or her unknown talents, abilities, and attitudes, as well as forgotten and repressed experiences and emotions.
uplifts  Small, positive moments and activities of everyday life that help relieve stress.
upward comparison  A type of social comparison that involves comparing oneself to people who are more successful in a certain area.
urgent  Calling for immediate action.
values  The beliefs and principles that one chooses to live by.
variable committed expenses  Necessary expenses that vary from month to month.
vicious cycle  A chain of events in which one negative event causes another negative event.
visualization  The process of creating detailed mental pictures of the behaviors one wishes to carry out.
want  Something a person can survive and thrive without.
worry  Distress and anxiety caused by contemplating worst-case scenarios.
yoga  A spiritual and physical practice that involves stretches, breathing exercises, relaxation, and sometimes meditation.
“you” statement  A statement about a problem that begins with the word you and accuses the other person of causing the problem.







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