PART ONE 1. Personal Finance Basics and the Time Value of Money Appendix: Time Value of Money 2. Financial Aspects of Career Planning Appendix: Resumes, Cover Letters, and Interviews 3. Money Management Strategy: Financial Statements and Budgeting 4. Planning Your Tax Strategy PART TWO 5. Financial Services: Savings Plans and Payment Accounts 6. Introduction to Consumer Credit 7. Choosing a Source of Credit: The Costs of Credit Alternatives PART THREE 8. Consumer Purchasing Strategies and Legal Protection 9. The Housing Decision: Factors and Finances PART FOUR 10. Property and Motor Vehicle Insurance 11. Health, Disability, and Long-Term Care Insurance 12. Life Insurance PART FIVE 13. Investing Fundamentals 14. Investing in Stocks 15. Investing in Bonds 16. Investing in Mutual Funds 17. Investing in Real Estate and Other Investment Alternatives PART SIX 18. Starting Early: Retirement Planning 19. Estate Planning APPENDICES A Financial Planners and Financial Planning Information Sources B Consumer Agencies and Organizations C Daily Spending Diary |