David Begg is Principal of Imperial College Business School. He has been a Research Fellow of the Centre for Economic Policy Research since its inception in 1984, and an adviser to the Bank of England, the Treasury, the IMF, and the European Commission.

Damian Ward is Senior Lecturer in Economics at Bradford University School of Management. He has experience of teaching undergraduate and MBA students, including senior managers from the BBC and Emirates Airlines. His research interests focus on the application of economic theory to the workings of the financial services industry. He regularly appears on TV and radio providing economic commentary and has acted as an adviser to the UK Financial Services Authority.