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The structure matrix shows the correlation of each
predictor variable with the discriminant function.
The ordering in the structure matrix is the same
as that suggested by the tests of equality of group
means and is different from that in the standardized
coefficients table. This disagreement is likely due to the
collinearity between
Years with current employer and
Credit card debt in thousands
noted in the correlation matrix.
Since the structure matrix
is unaffected by collinearity, it's safe to say
that this collinearity has inflated the importance of
Years with current employer and
Credit card debt in thousands
in the standardized coefficients table. Thus,
Debt to income ratio (x100)
best discriminates between defaulters and nondefaulters.
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Structure Matrix |