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1			Not many people use credit in today's world.
			A)	True
			B)	False
2			Credit is the money you lend to other people.
			A)	True
			B)	False
3			A mortgage on a home is a form of credit.
			A)	True
			B)	False
4			A credit rating is used to determine whether or not a customer can borrow money.
			A)	True
			B)	False
5			Having bad credit probably doesn't affect people.
			A)	True
			B)	False
6			A person's past credit record is an important factor in determining a credit score.
			A)	True
			B)	False
7			Making late payments on your credit card will give you a higher credit rating.
			A)	True
			B)	False
8			An example of a line of credit is a credit card account.
			A)	True
			B)	False
9			Having a lot of credit cards will improve your credit rating.
			A)	True
			B)	False
10			Having little or no debt can improve your credit rating.
			A)	True
			B)	False