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Multiple Choice Quiz
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1
Many employees have medical insurance coverage under group health plans (GHP) that their employers buy from:
A)The federal government
B)Insurance companies
C)The state government
D)Medicaid
2
What can employees purchase to add coverage such as vision and dental services?
A)Riders
B)Options
C)Both A and B
D)Neither A nor B
3
A third-party administrator of prescription drug programs that processes and pays prescription drug claims is called a(n):
A)Pharmacy benefit manager
B)Office manager
C)Gatekeeper
D)All of the above
4
The amount of time that must pass before a newly hired employee or a dependent is eligible to enroll in a health plan is the:
A)Waiting period
B)Open enrollment period
C)Transition time
D)None of the above
5
Open enrollment periods are usually offered:
A)Once per month
B)Twice per year
C)Once per year
D)Every other year
6
Employees can customize their policies by choosing to accept various levels of:
A)Deductibles
B)Premiums
C)Other costs
D)All of the above
7
An individual who enrolls in a plan at a time other than the earliest possible enrollment date or a special enrollment date is called a:
A)Late enrollee
B)Delayed enrollee
C)Gatekeeper
D)None of the above
8
The Federal Employees Health Benefits program covers approximately how many people among federal employees, retirees, and their families?
A)5 million
B)8 million
C)10 million
D)14 million
9
Approximately what percent of people with private health insurance have individual plans?
A)10 percent
B)20 percent
C)30 percent
D)40 percent
10
Purchasers of private insurance are likely to include all of the following except:
A)Students
B)Recent college graduates
C)Military employees
D)Early retirees





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