Peter S. Rose

Peter S. Rose is Professor Emeritus in Finance from Texas A&M University where he taught and conducted research for approximately 30 years and held the Blocker Chair of Business Administration until his recent retirement. Before his career at A&M he served as a financial economist with the Federal Reserve System. Rose has served as author and consultant to a variety of financial institutions. He has published more than 200 articles in journals and proceedings in the United States, Canada, Great Britain, France, Brazil, India, Mexico, and other nations. He has been an author, coauthor, or editor for numerous books, including Bank Management and Financial Services (McGraw-Hill/Irwin), coauthored with Sylvia C. Hudgins and now entering its ninth edition; Money and Capital Markets (McGraw-Hill/Irwin), coauthored with Milton H. Marquis and in its eleventh edition; Financial Institutions, a coauthored text published by Richard D. Irwin, which passed through five editions; Banking across State Lines (published by Quorum Books); The Changing Structure of American Banking (published by Columbia University Press); and Japanese Banking and Investment in the United States (also from Quorum Books). Several of these books have been translated into Chinese, Russian, Polish, and other languages and are used in classrooms around the globe. Rose's principal outside interests include classical music and training golden retrievers.

Sylvia C. Hudgins

Sylvia C. Hudgins is a Professor of Finance at Old Dominion University in Norfolk, Virginia, where she teaches classes in banking, financial institutions, and corporate finance. Her doctorate is from Virginia Tech. Yes, she is Virginian-born and raised in the Commonwealth. Much of her research focuses on the empirical analysis of commercial banks and thrifts. She examines questions concerning management, regulation, and legislation of financial institutions. The journals publishing her research include Journal of Money, Credit, and Banking; Financial Management; Journal of Financial Economics; and Economic Inquiry. Professionally she has served as director of both the Eastern Finance Association and the Southern Finance Association and as a member on the Board of Editors for the Financial Management Association's Survey and Synthesis Series. In the community, she is treasurer and a member of the Board of Directors of the Old Dominion University Credit Union, where she sees the “real-world” side of the management of financial institutions.