Health & Wellness © 2008

Lesson 53: Accessing Reliable Health Care

Self-Check Quiz

1.
Why might small businesses and individuals who work for themselves have a difficult time providing health insurance?
A)Insurance premiums are very expensive
B)They are likely to have more preexisting conditions
C)They are not eligible for Medicare
D)They are not eligible for Medicaid
2.
Why would doctors agree to charge reduced rates to patients who are part of a PPO?
A)Because the PPO sends more people to the doctor's office and increases his or her business
B)Because the government says they have to
C)Because they provide lesser care to those patients
D)It's a rule of Medicare
3.
What is the difference between a medical doctor and a doctor of osteopathy?
A)A doctor of osteopathy is trained that problems in one body system affects other body systems as well
B)A medical doctor is trained that problems in one body system affects other body systems as well
C)Only a medical doctor can become a specialist
D)Neither can become specialists
4.
Why might it be difficult for people to pay their medical bills even if they have insurance?
A)They may have a low co-payment
B)They might have a very high deductible on their plan
C)They might not have a deductible on their plan
D)All of the above
5.
Which of the following is an example of a specialist?
A)Radiologist
B)They might have a very high deductible on their plan
C)They might not have a deductible on their plan
D)All of the above
6.
To help reduce cost, insurance companies sometimes encourage patients to go to a ________ for their surgery if it does not require an overnight stay.
A)inpatient care hospital
B)mental health clinic
C)private hospital
D)ambulatory surgery center
7.
A dentist, podiatrist, and an optometrist are examples of ___________.
A)health care practitioners
B)terminal care providers
C)mental health care providers
D)allied health professionals
8.
Which of the following is a risk of being without health insurance?
A)Not being eligible for Medicare
B)Having a high deductible
C)Not being able to join a PPO
D)Having a serious accident that costs you tens of thousands of dollars for recovery
9.
If you had a stomach ache and fever, what kind of doctor would you likely see first?
A)Primary care physician
B)Medical doctor
C)Provider from a preferred provider organization
D)Optometrist
10.
When choosing a doctor, why is it important to know things like who will see you if your regular physician is unavailable?
A)In case you do not want to be treated by the other person, you can choose another doctor
B)a and b
C)To be prepared for different situations that may arise when you are ill
D)Because you may have to wait in an emergency
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